In the mid-2020s, there’s a lot of focus in the UK on the adequacy of pension provision, with a Commission being (re)established to look into the issue.
Minister for Pensions, Torsten Bell MP, said in July 2025:
“The new Pensions Commission has one task: to map out a path to a pensions system that is truly adequate, in the broadest sense of that word”
The Commission published an Interim Report in May 2026, with a Final Report due in 2027.
Whilst the Commission is reviewing pensions adequacy at a societal level, having enough money to live on throughout later life is a deeply personal issue.
I’ve written about this societal versus personal thinking on adequacy under the concept I’m calling ERICA – Estimated Retirement Income Check for Adequacy.
In addition, in April, June and August 2026, I published three blog articles, each featuring a different podcast episode, about adequacy, in relation to your work, your death, and the whole of your life in between.
Here are links to the three blog articles (which include links to the three different podcasts within them):
- PART 1 – Your pension springs from your work
- PART 2 – Your pension survives your death
- PART 3 – Your pension spans the whole of life
If you’d like to discuss any of these ideas, please do feel free to get in touch – many thanks.
RS 27.8.26