A pensions dashboard?

What’s this all about?

Most of us build up money for our retirement through our work.  But because we tend to have several jobs during our lives, we end up with multiple bits of pension savings in lots of different places.  This makes it very hard to understand your overall position: in fact, 80% of the UK working age population aren’t sure about this – that’s 30 million people*.

Because of this problem, the Government, industry, charities, academics and others all think it would be a very good idea to develop “pensions dashboard” services, where UK citizens can see all of their different retirement savings in one place.

This issue exists in many developed countries – it’s not unique to the United Kingdom.  Several countries are years ahead of us and have already developed online pensions dashboard facilities for their people (in Scandinavia, the Low Countries, Israel & Australia).

A prototype has been developed by the pensions industry but various questions of policy require support from Government.  In October 2017, the Department for Work and Pensions (DWP) said it will conduct a feasibility study examining the range of complex issues involved with an update report expected to be published later in 2018.

See Key events for more details (or the Full history of events if you’re really interested).


So what’s DashboardIdeas.co.uk for?

Developing and maintaining dashboard services for the whole UK will be fiendishly tricky.  There are lots of issues to resolve requiring clever thinking and collaboration.

I hope that this website, serving as a repository for knowledge, thoughts and ideas on all aspects of the pensions dashboard topic, will help inform debate, and support those contributing to the pensions dashboard initiative.

See the About page for more details on why I’ve created this website and some brief background on me.

Many thanks for reading.


Richard Smith
14 September


* At the very end of May 2018, the Pensions and Lifetime Savings Association (PLSA) commissioned Populus Data Solutions to undertake an omnibus poll of c.1,500 UK individuals aged 18 to 65 to examine attitudes towards saving for retirement.  The poll found that 8 out of 10 people aren’t sure they’re saving the right amount for retirement, based on what they’ve got already.  At a national level, using the latest ONS figures, the non-retired UK population aged 18-65 is 38.0 million, 80% of which is 30.4 million.