A pensions dashboard?

Blog started:   11 December 2014
Last updated:    3 December 2018

What’s this all about?

Most of us build up money for our retirement through our work.  But because we tend to have several jobs during our lives, we end up with multiple bits of pension savings in lots of different places.  This makes it very hard to understand your overall position: in fact, 80% of the UK working age population aren’t sure about this – that’s 30 million people*.

Because of this problem, the Government, industry, charities, academics and others all think it would be a very good idea to develop “pensions dashboard” services, where UK citizens can see all of their different retirement savings in one place.

This issue exists in many developed countries – it’s not unique to the United Kingdom.  Several countries are years ahead of us and have already developed online pensions dashboard facilities for their people (in Scandinavia, the Low Countries, Israel & Australia).

The Department for Work and Pensions (DWP) conducted a feasibility study during 2018 examining the range of complex issues involved.  DWP is currently running a consultation on the topic, with a view to bringing forward new legislation in the 2019 Queen’s Speech.

See Key events for more details (or the Full history of events if you’re really interested).


So what’s DashboardIdeas.co.uk for?

Developing and maintaining dashboard services for the whole UK will be fiendishly tricky.  There are lots of issues to resolve requiring clever thinking and collaboration.

I hope that this website, serving as a repository for knowledge, thoughts and ideas on all aspects of the pensions dashboard topic, will help inform debate, and support those contributing to the pensions dashboard initiative.

See the About page for more details on why I’ve created this website and some brief background on me.

Many thanks for reading.


Richard Smith
3 December


* At the very end of May 2018, the Pensions and Lifetime Savings Association (PLSA) commissioned Populus Data Solutions to undertake an omnibus poll of c.1,500 UK individuals aged 18 to 65 to examine attitudes towards saving for retirement.  The poll found that 8 out of 10 people aren’t sure they’re saving the right amount for retirement, based on what they’ve got already.  At a national level, using the latest ONS figures, the non-retired UK population aged 18-65 is 38.0 million, 80% of which is 30.4 million.